Supplement to pension for 2. In what cases will recalculation give an increase to pension? Documents that will be needed to complete the surcharge

In July of this year, the Pension Fund of the Russian Federation gave an explanation about increasing the pension for children. According to current legislation, pensioners who have children born before 1990 rubles will receive an increase of several hundred rubles.

Women who applied to the local branch of the Pension Fund have already received an increase in 2017. As a result, other pensioners immediately lined up to receive benefits.

It should be noted that this is not an independent payment, but an addition to the basic pension. The size of the increase is small, only in some cases it can exceed 1,000 rubles.

In this article we will take a closer look at the procedure for calculating such an allowance.

We are collecting documents for a pension supplement for two children born in the USSR

If a person who retired before 2015 has children born in the USSR before 1990, then he has the right to apply to the Pension Fund to receive a supplement to the basic pension. For recalculation, you must submit the following documents:

Valid passport.
Application for recalculation.
Child's birth certificate.
Certificate from the child’s place of work or study.
Documentary evidence that the spouse did not recalculate.
You also need to order form No. 9 from the passport office.
SNILS.

All documents must be photocopied and submitted to the local branch of the Pension Fund.

Which pensioners are entitled to the supplement?

Pensioners who began receiving payments before January 1, 2015 can count on pension recalculation. In addition, you need to understand that recalculation will not be beneficial for everyone. The following pensioners are recommended to contact the Pension Fund:

Women with 2 or more children whom she cared for until the age of 1.5 years.
Women who have several children during one pregnancy.
Women who were not employed while caring for children. For example, she may not have worked at all before pregnancy or was in training.
For women who have a minimum work experience, the pension is calculated taking into account small earnings.

In other cases, it is not profitable to recalculate. In addition, the bonus is not intended for people who retired early or on preferential terms.

How is it calculated?

Since 2015, pension points have been the indicator of benefits; they are formed in several ways:

Through employer contributions. Today these payments amount to 22% of wages. 6% goes towards a fixed payment, and the remaining 16% is counted as points on the person’s personal account.
State accruals when the future pensioner does not work.

It is important to note that 3 years are provided for child care, but only 1.5 years are included in the insurance period. During the same period, the mother receives child benefit.

The number of accumulated points is multiplied by coefficients in rubles. Thus, one point is 78.58 rubles.

According to current legislation, the pension period includes only 1.5 years of child care, but no more than 6 years, that is, a pension supplement can be received for no more than 4 children.

If the mother took care of children for no more than 1 year, then she is entitled to an increase of 3.6 points (3.6X78.58). If care was 1.5 years, then 5.4 points are awarded. But the maximum allowance for two children can be 424.33 rubles.

Only an employee of the Pension Fund of the Russian Federation can make accurate calculations of the allowance, since the procedure for calculating the allowance is carried out on an individual basis.

If, according to the results of the calculations, the allowance is negative, then the pensioner will not be recalculated.

Who is entitled to a pension supplement for children born before 1990 during Soviet times?

The pension supplement for children is provided only to those pensioners who began receiving payments before January 1, 2015. Recalculation is done in the following cases:

If, while caring for a child, a woman did not have an employment relationship, that is, she did not work at all before and during pregnancy.
If a woman has 2-4 children born before 1990.
If a woman’s pension was calculated before 2002 on the basis of wages that did not exceed the statistical average. In other words, if at the time of the birth of the child the girl received a small salary.

It should also be noted the categories of people who are not entitled to a bonus:

Women receiving early retirement. That is, they began receiving benefits before reaching retirement age.
Recipients of government benefits.
Recipients of pensions due to the loss of a breadwinner.

The excitement around the recalculation of pensions caused mass appeals from citizens to Pension Fund branches throughout the country, including in Karelia. Pensioners are demanding that their pensions be recalculated in accordance with the federal law “On Insurance Pensions,” adopted several years ago. The reason was a video that appeared on the Internet, telling about the multi-thousand sums that pensioners could supposedly receive. The head of the Karelian branch of the Pension Fund of Russia, Nikolai Levin, has already made a statement that these expectations are in vain - the increase is not that big, and most pensioners will not receive it at all, or rather, they themselves will refuse the recalculation, because now the size of their pensions is much larger.

Pension Fund specialists explain how to get an increase in your pension and whether it’s worth applying for it at all.

Who is eligible for an increase?

Women who have one or more children (including adults born in Soviet times before the 1990s or later) and who retired into old age pension before January 1, 2015, can receive an increase by counting so-called “non-insurance benefits” in the form of pension points. periods” in which they cared for each child until he reached the age of 1.5 years.

Until 2015, these periods were taken into account only in the woman’s work experience and did not affect the amount of the established pension.

For mothers who have taken their well-deserved retirement since 2015, both of these options (count the time spent caring for children as work or calculate it with points as a “non-insurance period”) have already been calculated by Pension Fund employees at the time the pension was assigned, and most a profitable method according to the new law has already been assigned to them for payment.

Therefore, it makes no sense for such pensioners to apply to the Pension Fund for recalculation of payments taking into account childcare time.

In what cases will recalculation provide an increase in pension?

If during these periods the woman had breaks in work - in other words, if she was not employed at all at the time of the birth of the child and until he was one and a half years old (for example, if the addition to the family coincided with the woman’s studies at a college, technical school or university).

If a woman has 2 or more children - in other words, the more children were born, the more points can be awarded for them and the more significant the addition to the already assigned pension can be (however, according to the law, points can be awarded for no more than 4 children).

If, when assigning a pension, the pensioner’s taken into account salary in the period before 2002, which included caring for a child under 1.5 years of age, did not exceed the national average salary or did not exceed it by more than 20% (the maximum taken into account earnings ratio in force before January 1, 2002 year, the law “On State Pensions in the Russian Federation” was set at 1.2). In other words, if a woman at the time of the birth of a child had a low salary at her place of employment.

If such circumstances occur, and the pensioner has several adult children, then recalculating her pension may be beneficial to her.

If a woman has all the grounds for revising the amount of her pension, but the results of the recalculation still turn out to be “minus”, then the Pension Fund employees will make a decision to refuse, and the amount of payments will not change downward.

Who is not entitled to recalculation according to the law?

In addition, it is necessary to keep in mind that there are certain categories of pensioners for whom such a recalculation is not allowed at all according to the law.

These include recipients of early pensions who, at the time of its appointment, have not reached the general retirement age and are no longer working (that is, do not belong to the category of working pensioners) - in this case, as a result of replacing work experience with pension points, they may lose the right to early retirement from -for a shortening of preferential length of service (this is, in particular, true for medical workers, teachers and other preferential categories).

Recipients of state pensions set at a fixed amount (including for living in territories affected by the Chernobyl nuclear power plant accident).

Recipients of a survivor's insurance pension (situations where the insured person himself has died or gone missing, and the pensioner is a dependent disabled family member, the fact of caring for children does not in any way affect the pension points of the deceased person, from which the amount of the payment was calculated ).

How much can a pension increase amount to?

The amount of additional payment to the pension for children born depends on a large number of individual factors. Even if two pensioners of the same age have the same number of children, in each specific case the amount of the increase will be different, since the place of work, length of service, salary and the moment of birth of children is determined individually for everyone.

Such a recalculation will definitely benefit women who did not work (for example, received education) at the time of birth and during the first 1.5 years of the child’s life. In this case, they simply add a new, previously unaccounted period for which pension points will be assigned.

If the period of child care falls during the mother’s employment, then it can be credited to her only in one of two forms, the most beneficial in each specific case (either in the form of work experience and the salary received during this period, or according to the new rules - insurance points). In this case, not the least role will be played by the amount of earnings a woman received during the “non-insurance period”, as well as how much her work experience will be reduced as a result of such a replacement.

Birth certificates of all children (if they are not in the pensioner’s payment file).

Documents indirectly confirming that children have reached the age of 1.5 years. If birth certificates are stamped with a stamp indicating that the child has been issued a passport, then it will be sufficient to submit only a certificate with such a stamp. If there is no such stamp on the certificate, then you can present any other official document issued to the child after reaching 1.5 years of age (for example, a school certificate of education, a notarized copy of the child’s passport, his marriage certificate, etc.).

In cases where a pensioner for some reason cannot present birth certificates for her children (for example, if the children have grown up and moved with their documents to another region or even left the country), then you can obtain a birth certificate from the civil registry office.

The law does not provide any restrictions on the timing of filing an application for recalculation (in other words, you can apply for recalculation of your pension at any time). It is considered no later than 5 working days, counted from the date of receipt of the application with a full set of necessary documents submitted on the applicant’s own initiative; from the date of receipt of the necessary documents by the Pension Fund through interdepartmental interaction channels.

If a positive decision is made, recalculation is made in the general manner from the 1st day of the month following the month of application.

Important!

If the periods of childcare coincide with the woman’s working activity, then the recalculation of the pension with the replacement of work for “non-insurance” periods can only be carried out by abandoning the previously established pension, which may entail a significant change in the pension rights of the pensioner. In this case, it is necessary to approach this issue more responsibly, since after refusal it will be impossible to receive a pension on the same terms.

Until 2015, these periods were taken into account only in the woman’s work experience and did not affect the amount of the established pension.

Now, according to the new law “On Insurance Pensions” dated December 28, 2013 No. 400-FZ, they can be taken into account in the form of pension points, based on which the size of the pension is directly determined (however, the woman’s work experience will be reduced for the corresponding periods, which may have a negative impact on the pensioner’s already registered pension rights).

To receive a supplement to the pension for children in 2017, you must contact the Pension Fund (PFR) authorities at your place of residence with a corresponding application for recalculation or assignment of a new pension in connection with the replacement of periods, on the basis of which the amount of payments can be revised due to the inclusion of non-insurance in points periods. Moreover, this can not always be done in the form of a simple recalculation - often in order to obtain the right to take into account pension points for periods of child care, it is necessary to completely abandon the previously assigned pension with an application for the appointment of a new one, in which the option of such a replacement will be taken into account, which may entail represent significant changes to pension rights. In this case, when recalculating points, the length of service (including preferential service, which gives the right to early retirement) will be reduced.

In this regard, the pensioner must approach this issue responsibly - in case of refusal, it will be impossible to return to the previous payment conditions!

It is also necessary to keep in mind that the amount of a possible increase for children will be strictly individual, and to determine it, PFR specialists will need to open the payment file and again carry out extensive work to calculate the amount of the pension. There is also no guarantee that the result will be more than the amount that the pensioner is currently receiving.

According to statistics, only 20-30% of the total number of women who applied receive an increase in their pension as a result of such recalculation or reassignment, and its average amount in most cases does not exceed several hundred rubles.

Only those pensioners whose pension was assigned before January 1, 2015 can receive a supplement for children and for whom it would be more profitable to accrue pension points for periods of caring for children before they reach the age of 1.5 years, which is usually true in the following cases:

– if during these periods the woman had breaks in work - in other words, if she was not employed at all at the time of the birth of the child and until he was one and a half years old (for example, if the addition to the family coincided with the woman’s studies at a college, technical school or university);

– if a woman was employed at the time of birth and caring for the child, however, replacing the period of work with a “non-insurance period” (for which pension points are now calculated) will be more beneficial for her, which in practice is often common in such situations:

– if a woman has 2 or more children - in other words, the more children were born, the more points can be awarded for them and the more significant the addition to the already assigned pension can be (however, according to the law, points can be awarded for no more than 4 children);

– if, when assigning a pension, the pensioner’s salary taken into account in the period before 2002, which included caring for a child under 1.5 years of age, did not exceed the average salary in the country or did not exceed it by more than 20% (the maximum taken into account earnings ratio in force before January 1 The 2002 law “On State Pensions in the Russian Federation” was set at 1.2) - in other words, if a woman at the time of the birth of a child had a low salary at her place of employment.

As a rule, due to all the above circumstances, a woman’s pension in most cases before January 1, 2015 was assigned a low amount (in practice, this is usually no more than the subsistence level of a pensioner - in most regions it is 10-11 thousand rubles as of 2017 ). If such circumstances occur, and the pensioner has several adult children, then recalculating her pension may be beneficial to her. When points take into account non-insurance periods for child care, she may be given an increase.

In addition, it is necessary to keep in mind that there are certain categories of pensioners for whom such a recalculation is not allowed at all according to the law:

– recipients of early pensions who, at the time of its appointment, have not reached the general retirement age and are no longer working (that is, do not belong to the category of working pensioners) - in this case, as a result of replacing work experience with pension points, they may lose the right to early retirement due to shortening preferential length of service (this is, in particular, true for medical workers, teachers and other preferential categories);

– recipients of state pensions set at a fixed amount (including for living in territories affected by the Chernobyl nuclear power plant accident);

– recipients of an insurance pension for the loss of a breadwinner (situations where the insured person himself has died or gone missing, and the pensioner is a dependent disabled family member, the fact of caring for children does not in any way affect the pension points of the deceased person, from which the amount was calculated payments).

How much will the pension increase be for pensioners with children?

According to Art. 12 of the Law “On Insurance Pensions”, the insurance period from January 1, 2015, along with periods of work, includes the periods of one of the parents caring for each child until he reaches 1.5 years, but no more than 6 years in total (i.e. no more than than 6 years / 1.5 years = 4 children).

At the same time, according to clause 12 of Art. 15 of the same law, for periods of caring for children up to one and a half years from 2015, the following number of pension points can be accrued (see the table below and an example of calculation).

Table - Recalculation of pensions for women for children in 2017

Birth order of the child Number of accrued pension points
for 1 full year for 1.5 years of care
on the first 1.8 2.7
on the second 3.6 5.4
on the third or fourth 5.4 8.1

Example

For example, an increase in the pension for 2 children for pensioners in 2017 for periods of caring for them before reaching 1.5 years would be equal to 2.7 + 5.4 = 8.1 points. The cost of 1 pension point from April 1, 2017 is set at 78.58 rubles. In other words, the amount of additional payment to a pensioner can be up to 8.1 × 78.58 rubles. = 636.5 rub. per month. Similarly, the maximum additional payment for 4 children can be up to (2.7 + 5.4 + 8.1 + 8.1) × 78.58 = 1909.49 rubles.

However, in practice, the amount of the increase during recalculation in most cases turns out to be much less. The fact is that if a woman worked during the indicated periods, as a result of such a replacement, the amount of the already assigned pension will be reduced in proportion to the amount of earnings received during this period. In this regard, for example, for the first child, the result of the recalculation may turn out to be negative, since the least number of pension points is provided for it, and such a replacement will not be economically profitable (especially if the mother worked in a good position and received high salary).

In other words, sometimes periods of work provide a higher increase in pension than 1.5 years of child care, so replacing these periods when recalculating the pension may turn out to have a “minus sign” and lead to a decrease in the size of the pension.

According to the territorial bodies of the Pension Fund of the Russian Federation, according to statistics, only in 20-30% of cases of the total number of requests a woman can receive an additional payment when recalculating a pension for children, while the average increase is in the range of 100-200 rubles (although in some cases you can get more an impressive amount, so it’s advisable to try).

What documents are needed to recalculate mothers' pensions?

Recalculation of the amount of the insurance pension in connection with an increase in the amount of pension points (the value of the individual pension coefficient - IPC) for periods before January 1, 2015 is carried out in accordance with clause 2 of Art. 18 of the law of December 28, 2013 No. 400-FZ. It is carried out in a declarative manner - i.e. the pensioner will need to send to the Pension Fund an application for recalculation of the pension amount (the application form was approved by Order of the Ministry of Labor dated January 19, 2016 No. 14n), which, according to clause 2 of Art. 23 of the same law is submitted with the simultaneous provision of documents necessary for such recalculation.

It is also necessary to understand that the recalculation of pensions for pensioners from January 1, 2015 in accordance with Art. 34 of the new law “On Insurance Pensions” was carried out on the basis of documents from the payment case. If any documents indicating that the woman was caring for children were not presented when applying for a pension, then they could not be taken into account automatically, and in order to take into account the period of child care in points, recalculation will need to be done on an application basis.

The application can be submitted in person to the Pension Fund client services, as well as through the MFC. In 2017, it is also possible to apply electronically through the “Personal Account” on the public services portal. Before this, it is advisable to make an appointment and get advice from employees of your Pension Fund branch, if possible, with preliminary calculations that will confirm the advisability of filing an application in your particular case.

It is recommended to make an appointment in advance (the service is provided on the official website of the Pension Fund of Russia without registration). However, in some regions the waiting list for appointments may be booked for several months in advance. Due to long queues regarding the recalculation of pensions at the Pension Fund branches, it is often recommended to submit completed applications remotely, including by sending notarized copies of the necessary documents by mail.

When applying for recalculation of pensions for children, women must provide the following documents:

– identification document of the applicant (passport of a citizen of the Russian Federation), SNILS;

– birth certificates of all children (if they are not in the pensioner’s payment file);

– documents indirectly confirming that children have reached the age of 1.5 years:

– if birth certificates bear a stamp indicating that a child has been issued a passport, then it will be sufficient to submit only a certificate with such a mark;

– if there is no such stamp on the certificate, then you can present any other official document issued to the child after reaching 1.5 years of age (for example, a school certificate of education, a notarized copy of the child’s passport, his marriage certificate, etc.).

– from the date of receipt of the application with a full set of necessary documents submitted on the applicant’s own initiative;

– from the date of receipt of the necessary documents by the Pension Fund through interdepartmental interaction channels.

If a positive decision is made, recalculation is made in the general manner from the 1st day of the month following the month of application.

Important! If the periods of childcare coincide with the woman’s working activity, then the recalculation of the pension with the replacement of work for “non-insurance” periods can only be carried out by abandoning the previously established pension, which may entail a significant change in the pension rights of the pensioner. In this case, it is necessary to approach this issue more responsibly, since after refusal it will be impossible to receive a pension on the same terms.

Is there an additional payment to the pension for children born before 1990?

The recalculation of pensions for children born before 1990 is carried out in the general manner - there are no significant features in this regard and the age of the children does not in any way affect the possibility of taking into account the period of care for them up to 1.5 years in points.

The additional payment to the pension for adult children born during Soviet times will be significant in two main cases:

– if the woman did not have official employment during these periods;

- if she had low earnings at that time.

In practice, an addition to the pension for children in 2017 will not be possible in the following cases:

– if a woman retired starting from January 1, 2015 (i.e. in 2015-2017) - in this case, the most profitable option has already been calculated and selected automatically when assigning pension benefits, since all the necessary documents are already in at the disposal of Pension Fund employees;

– if a woman has only one child (pension points for the first child are minimal and the increase for them is usually completely “eaten up” by the reduction in length of service and earnings attributable to it);

– if the woman’s pension was initially calculated based on the maximum earnings taken into account before 2002 (maximum 20% more than the national average - the maximum taken into account earnings ratio was then set at 1.2).

There are ongoing debates online about who will receive the money, how much... And in general, is it really possible to get the tidy sum required by law from the state? Reassure mothers and grandmothers: Woman’s Day went to the Pension Fund and found out everything.

The time when one of the parents was on parental leave until the child reached the age of one and a half years (but not more than 6 years in total) is included in the insurance period along with periods of work. If the periods of work and care coincide, one or the other may be taken into account when calculating the pension. In each case, you have the right to choose the most profitable option for yourself. Let’s say right away: the calculation tables that show additional payments in thousands contain incorrect data. Read below for reliable amounts and much more.

Who can apply for recalculation?

Citizens who retired before 2015. For those who went on a well-deserved vacation in 2015 and later, the most profitable option has already been chosen, so there is no need to contact us again about this. Recalculation is made from the first day of the month following the month in which the application was submitted.

Why was parental leave not taken into account immediately when assigning a pension?

The point system for calculating pensions appeared only in 2015. Work experience is established on the basis of entries in the work book, and periods of child care are not recorded in it. If a woman at the time of granting a pension provided birth certificates for children, then the time spent caring for children is included in the length of service according to the norms of previously existing legislation.

Is recalculation beneficial for everyone?

No, not everyone. As a rule, if there is only one child, it is not profitable to recalculate. The most likely increase in pensions for parents with many children is when replacing length of service with periods of caring for three or more children. It is also possible to increase your pension if during the period of work that you want to replace with care leave, your salary was low. Another option is if the period of care coincided, for example, with training.

What kind of pension increase can you expect?

For caring for the first child, 1.8 points are awarded per year of care, for the second child - 3.6 points, for the third and fourth - 5.4 points for each year of care. Points are awarded for no more than four children. The cost of one pension point is 78.58 rubles. Thus, one and a half years of care for the first child in monetary terms is 212.17 rubles, for the second – 424.33 rubles, for the third and fourth – 636.5 rubles each.

Please note: if the periods of care coincide with the period of work, the corresponding period of work is excluded from the calculation of the total length of service. This means that the part of the pension established for this period must be excluded from the pension amount and replaced with the amount calculated according to the point system for the period of child care. It’s the same with earnings. It will need to be revised if it was taken into account for the period that is excluded due to recalculation.